ہندوستان کے سرفہرست بینک فکسڈ ڈپازٹ (ایف ڈی) پر یہ سود کی قیمتیں پیش کرتے ہیں۔ یہاں نرخوں کا موازنہ کریں – این ڈی ٹی وی نیوز

ہندوستان کے سرفہرست بینک فکسڈ ڈپازٹ (ایف ڈی) پر یہ سود کی قیمتیں پیش کرتے ہیں۔ یہاں نرخوں کا موازنہ کریں – این ڈی ٹی وی نیوز


Translating…

India's Top Banks Offer These Interest Rates On Fixed Deposit (FD). Compare Rates Here

Bank FD Rates: Top lenders in the country provide a range of FD maturity options today

Highlights

  • Banks revise fixed deposit interest rates from time to time
  • SBI offers eight maturity options for fixed deposits up to Rs 2 crore
  • Fixed deposits of five-year lock-in period offer income tax benefits

Ten of the country’s largest banks by market value today provide a range of maturity options for retail fixed deposits. State Bank of India (SBI), Punjab National Bank (PNB), Bank of BarodaHDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IndusInd Bank, Bandhan Bank and IDBI Bank provide interest rates to the tune of 3.5-8.15 per cent on term deposits – or fixed deposits – up to Rs 2 crore, according to their websites. Most of these banks provide up to 50 basis point higher returns to senior citizen customers. State Bank of India, the country’s largest lender by assets, provides eight maturity options for such FDs, ranging from seven days to 10 years. The other state-run lender in the list, PNB, offers 15 maturity options for fixed deposits of the same category. (Also read: Compare Post Office FD Rates Here)

Here’s a comparison of FD rates offered by the country’s largest banks on deposits up to Rs 2 crore (retail fixed deposits):

SBI Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From November 10)
Public Senior Citizen
Seven to 45 days 4.50% 5%
46 to 179 days 5.50% 6%
180 to 210 days 5.80% 6.30%
211 days to less than one year 5.80% 6.30%
One year to less than two years 6.25% 6.75%
Two years to less than three years 6.25% 6.75%
Three years to less than five years 6.25% 6.75%
Five years and up to 10 years 6.25% 6.75%
(Source: sbi.com)

HDFC Bank Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From November 16)
Public Senior Citizen
Seven to 14 days 3.50% 4.00%
15 to 29 days 4.00% 4.50%
30 to 45 days 4.90% 5.40%
46 to 60 days 5.40% 5.90%
61 to 90 days 5.40% 5.90%
91 days to six months 5.40% 5.90%
Six months and one day to nine months 5.80% 6.30%
Nine months and one day to less than one year 6.05% 6.55%
One year 6.30% 6.80%
One year and one day to two years 6.30% 6.80%
Two years and one day to three years 6.40% 6.90%
Three years and one day to five years 6.30% 6.80%
Five years and one day to 10 years 6.30% 6.80%
(Source: hdfcbank.com)

Kotak Mahindra Bank Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From November 27)
Public Senior Citizen
Seven to 14 days 3.50% 4.00%
15 to 30 days 4.00% 4.50%
31 to 45 days 4.75% 5.25%
46 to 90 days 5.25% 5.75%
91 to 120 days 5.40% 5.90%
121 to 179 days 5.40% 5.90%
180 days 5.75% 6.25%
181 to 269 days 5.80% 6.30%
270 days 5.80% 6.30%
271 to 363 days 6.05% 6.55%
364 days 6.05% 6.55%
365 to 389 days 6.30% 6.80%
390 days (12 months and 25 days) 6.30% 6.80%
391 days to less than 23 months 6.30% 6.80%
23 months 6.30% 6.80%
23 months and one day to less than two years 6.30% 6.80%
Two years to less than three years 6.25% 6.75%
Three years and above but less than four years 6.20% 6.70%
Four years and above but less than five years 6.20% 6.70%
Five years and above up to and inclusive of 10 years 6.10% 6.60%
(Source: kotak.com)

ICICI Bank Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From November 20)
Public Senior Citizen
Seven to 14 days 4% 4.50%
15 to 29 days 4.25% 4.75%
30 to 45 days 5% 5.50%
46 to 60 days 5.50% 6%
61 to 90 days 5.50% 6%
91 to 120 days 5.50% 6%
121 to 184 days 5.50% 6%
185 to 289 days 5.75% 6.25%
290 days to less than one year 6% 6.50%
One year to 389 days 6.35% 6.85%
390 days to less than 18 months 6.35% 6.85%
18 months to two years 6.60% 7.10%
Two years and one day up to three years 6.60% 7.10%
Three years and one day up to five years 6.60% 7.10%
Five years and one day up to 10 years 6.60% 7.10%
Five years tax-saver FD 6.60% 7.10%
(Source: icicibank.com)

Axis Bank Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From November 26)
Public Senior Citizen
Seven to 14 days 3.50% 3.50%
15 to 29 days 4.25% 4.25%
30 to 45 days 5% 5%
46 to 60 days 5.50% 5.50%
61 days to less than three months 5.50% 5.50%
Three months to less than four months 5.50% 5.50%
Four months to less than five months 5.50% 5.50%
Five months to less than six months 5.50% 5.50%
Six months to less than seven months 5.85% 6.10%
Seven months to less than eight months 5.85% 6.10%
Eight months to less than nine months 5.85% 6.10%
Nine months to less than 10 months 6.10% 6.35%
10 months to less than 11 months 6.10% 6.35%
11 months to less than 11 months and 25 days 6.10% 6.35%
11 months and 25 days to less than one year 6.50% 6.75%
One year to less than one year and five days 6.40% 7.05%
One year and five days to less than one year and 11 days 6.40% 7.05%
One year and 11 days to less than one year and 25 days 6.40% 7.05%
One year and 25 days to less than 13 months 6.50% 7.15%
13 to less than 14 months 6.40% 7.05%
14 to less than 15 months 6.40% 7.05%
15 to less than 16 months 6.40% 7.05%
16 to less than 17 months 6.40% 7.05%
17 to less than 18 months 6.40% 7.05%
18 months to less than two years 6.65% 7.30%
Two years to less than 30 months 6.70% 7.35%
30 months to less than three years 6.70% 7.20%
Three years to less than five years 6.70% 7.20%
Five years to less than 10 years 6.70% 7.20%
(Source: Axis Bank)

IndusInd Bank Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From October 11)
Public Senior Citizen
Seven to 14 days 4% 4.5%
15 to 30 days 4.25% 4.75%
31 to 45 days 5.25% 5.75%
46 to 60 days 5.75% 6.25%
61 to 90 days 5.80% 6.3%
91 to 120 days 5.90% 6.4%
121 to 180 days 5.95% 6.45%
181 to 210 days 6.35% 6.85%
211 to 269 days 6.40% 6.9%
270 days to below one year 6.50% 7%
One year to one year and two months 7.25% 7.75%
Above one year and two months to one year and four months 7.25% 7.75%
Above one year and four months to below two years 7.25% 7.75%
Two years to below two years and six months 7.25% 7.75%
Two years and six months to below two years and nine months 7.25% 7.75%
Two years and nine months to below three years 7.25% 7.75%
Three years to below 61 months 7.15% 7.65%
61 months and above 7.05% 7.55%
IndusInd tax saver scheme (five years) 7.15% 7.65%
(Source: indusind.com)

Bandhan Bank Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From September 16)
Public Senior Citizen
Seven to 14 days 3.5% 4.25%
15 to 30 days 4% 4.75%
31 days to less than two months 4% 4.75%
Two months to less than three months 4% 4.75%
Three months to less than six months 4.5% 5.25%
Six months to less than one year 6.8% 7.55%
One year to 18 months 7.25% 8%
Above 18 months to less than two years 7.25% 8%
Two years to less than three years 7.4% 8.15%
Three years to less than five years 7.35% 8.1%
Five years to up to 10 years 7.25% 8%
(Source: bandhanbank.com)

Punjab National Bank (PNB) Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From December 1)
Public Senior Citizen
Seven to 14 days 4.5% 5%
15 to 29 days 4.5% 5%
30 to 45 days 4.5% 5%
46 to 90 days 5% 5.5%
91 to 179 days 5% 5.5%
180 to 270 days 6% 6.5%
271 days to less than one year  6% 6.5%
333 days 6.1% 6.6%
One year 6.3% 6.8%
444 days 6.3% 6.8%
555 days 6.3% 6.8%
Above one year and up to two years 6.3% 6.8%
Above two years and up to three years 6.25% 6.75%
Above three years and up to five years 6.25% 6.75%
Above five years and up to 10 years 6.3% 6.8%
(Source: pnbindia.in)

Bank Of Baroda Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From November 26)
Seven to 40 days 4.5%
15 to 45 days 4.5%
46 to 90 days 4.75%
91 to 180 days 5.5%
181 to 270 days 5.9%
271 days to less than one year 5.9%
One year 6.25%
Above one year to 400 days 6.3%
Above 400 days up to two years 6.25%
Above two years up to three years 6.25%
Above three years up to five years 6.25%
Above five years up to 10 years 6.25%
(Source: bankofbaroda.in)

IDBI Bank Fixed Deposit Rates

Maturity Period Interest Rate (With Effect From November 11)
Public Senior Citizen
Seven to 14 days 3.5% 4%
15 to 30 days 4.5% 5%
31 to 45 days 4.75% 5.25%
46 to 60 days  5.5% 6%
61 to 90 days 5.5% 6%
91 days to six months 5.6% 6.1%
Six months and one day to 270 days 5.75% 6.25%
271 days to less than one year 6% 6.5%
One year 6.45% 6.95%
Above one year to two years 6.4% 6.9%
Above two years to less than three years 6.25% 6.75%
Three years to less than 1,111 days 6.25% 6.75%
1,111 days 6.45% 6.95%
Above 1,111 days to less than five years 6.25% 6.75%
Three years to less than five years 6.25% 6.75%
Five years 6.25% 6.75%
Above five years to seven years 6.25% 6.75%
Above seven years to 10 years 6.25% 6.75%
Above 10 years to 20 years 6% 6.5%
Five years (tax saving FD) 6.25% 6.75%
(Source: idbibank.in)

Investment in fixed deposits with a maturity period of five years offers income tax benefit up to Rs 1.5 lakh per financial year under Section 80C of the Income Tax Act. Interest income, however, is subject to income tax.